Daniel Hetherington
BEng (Hons), DipPFS
Daniel Hetherington is a specialist financial adviser with a strong background in problem-solving and complex systems. After graduating with an Honours degree in Electrical & Electronic Engineering, he spent several years running his own consultancy and working on major infrastructure projects, including Heathrow Terminal 5 and the Channel Tunnel.
About
In 2008, Dan moved into financial services, where he found a natural fit for his analytical approach and desire to help people make confident and informed decisions. He later established Herald Wealth Management in 2012, which is now a Senior Partner Practice of St. James's Place.
Daniel specialises in advising medical professionals – including GPs, dentists, and consultants – with a deep understanding of the NHS Pension Scheme. He regularly delivers seminars across the UK for members of the medical profession, helping them to better understand their pensions.
He also provides guidance across all areas of financial planning, such as investments, pensions, tax, and protection, supporting clients to make informed and confident choices tailored to individual goals.
A strong believer in the power of building robust relationships, Dan takes time to understand each client’s situation, allowing him to build bespoke financial plans that are practical, clear, and aligned with long-term objectives, but that can adapt as lives and priorities change.
Outside of work, Dan enjoys competitive golf, running, and skiing.
The value of an investment with St. James's Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.
Testimonials
Dan Hetherington is an extremely professional and genuine individual. He ran a seminar for our consultants in an informative rather than ‘salesy' manner. He has a very broad knowledge of his subject and his presentation delivery was excellent. I was recommended to Dan by another Spire Hospital ...
Dan has been providing invaluable advice and support to GP's working in my organisation for a number of years. On a personal note he has helped me achieve a healthy work, life balance through careful financial planning. His excellent and thorough knowledge of the NHS pension scheme had enabled me...
Dan has helped me and my wife to plan for our retirement, giving me sound advice and at times constructive reflection on my plans. I have confidence in his ability. He is always honest, conscientious and responds to my concerns very promptly indeed. I can thoroughly recommend him to colleagues.
I am a Consultant Orthopaedic Surgeon living and working in Shropshire and as I am nearing retirement, I needed advice regarding pensions. I was recommended to Herald Wealth Management. I have had two meetings with Daniel Hetherington and the rather convoluted and ever changing NHS pension scheme...
Dan was recommended by a colleague. I asked him to review my NHS pension scheme as I was struggling to understand the new pension changes. He guided me through the complexities of the pensions' calculations and produced a report that was easy to understand. This helped me to make informed decisio...
I first met Dan at a meeting in Cardiff. I came away from the evening thoroughly impressed by his encyclopaedic knowledge of the NHS pension system and the fact that I came away with a much better incite into its workings and how it affected myself. As a result I set up a financial appraisal with...
I have no hesitation in recommending Dan Hetherington and his team as Herald Wealth Management. Dan has been advising me upon my pension, ISAs and other financial affairs for the past two years. His presentation and explanation of the NHS pension scheme was wonderfully clear and perhaps, for the ...
"thank you very much" to you and your team for your kind hospitality last night. We really enjoyed the play and the refreshments and the setting (with dry weather!) was absolutely magical. I dare say your ears were burning as amongst all the chit chat there was a recurring theme around the high r...
I was in the process of sorting out my family's financial affairs with other providers in whom I wasn't convinced they had my best interests at heart and I had doubts about what products they were pushing my way. I attended a seminar with Dan and his team to try and broaden my knowledge and se...
Having known Dan for a number of years through my job, it has only been in the last few years I sought his expert advice with regards to pensions and other financial investments. I have been more than pleased with the expert advice, guidance given and future planning. I have no hesitation in r...
Thank you for hosting a professional yet friendly and approachable Pensions evening for our hospital. The attendees found it very interesting and informative.
Dan provides first class service. He knows his products well, has great market knowledge and is able to provide clear and straightforward advice on complex issues. He is also very friendly and puts you at ease when discussing your financial affairs. He also listens to your concerns and answers al...
I'm now much happier with my pension under the management of yourself and St. James's Place. Hitting middle age has heightened my anxiety for security given the stock market performance in recent years and the structure of the St. James's Place Fund Managers has given me peace of mind. The advice...
I am a Consultant Orthopaedic Surgeon living and working in Shropshire and as I am nearing retirement, I needed advice regarding pensions. I was recommended to Herald Wealth Management. I have had two meetings with Daniel Hetherington and the rather convoluted and ever changing NHS pension scheme...
Dan is the consummate professional with an excellent all round knowledge regarding investing and protecting your capital. I have known him for many years and consider him a close and trusted Advisor to whom I am able to turn for sound and timely advice. He demonstrates obvious integrity and has o...
In the two years we have known Daniel Hetherington, we have found his attitude to be most refreshing. He explains complex issues with regards to pensions etc. in a matter of fact no – nonsense manner. His knowledge is comprehensible and impressive. He has helped us immensely in re-organizing ou...
It gives me a great pleasure to say that I have been with Mr Daniel Hetherington for the last two years and Daniel looks after me and my whole family's financial needs. This includes my pension/ISA and other investments. Daniel is such an honest person who always puts me and my family's intere...
The great thing about meeting Daniel is that he really, really understands the complexities of the NHS Pension Scheme, and he communicates this in an easy to understand manner. There is also no pressure to take out additional policies.
I first met Daniel at a presentation given by him to Spire Hospital consultants concerning pensions. Following this I arranged a meeting to discuss my pension provision and savings. He has given me excellent advice with no “hard sellâ€. I feel much better informed on the complex and ever ch...
I trust Dan's advice and feel my finances are in safe hands. I am impressed by his professionalism and knowledge. He is able to put complex information in simple terms, and I always get a speedy, clear answer to my queries. I would recommend his services to anyone.
Dan gave a clear, informative presentation on pensions at a seminar at our hospital. There was no hard sell and I arranged a private meeting with him to discuss my own arrangements. I was provided with a clear picture of my current NHS pension and the implications of the recent changes. I look fo...
Dan has a thorough knowledge and clear presentation style. He has put a lot of effort into optimizing our financial position and this is already bearing fruit.
Dan was recommended to me by a colleague at another Spire Hospital and in an ever changing economic climate, an evening seminar on the NHS Pension proved extremely popular with both our consultants and local GP community. The evening was very successful and Dan received excellent feedback from al...
Daniel attended Spire Cheshire Hospital to present to a group of our consultants on the recent changes to pension legislation for NHS professionals. I found Daniel to be professional, knowledgeable and engaging. Feedback from the consultants has been equally positive and hence I would have no ...
Daniel Hetherington ran a seminar on the recent changes to pension legislation and the effects on members of the NHS Pension Scheme. The seminar ran smoothly and the consultants found it very useful.
Daniel Hetherington recently provided two seminars, one for our employees and another for the GP's. The subject was, “The recent changes to pension legislation and its effects on members of the NHS Pension Schemeâ€. The seminar was very professionally run and the feedback from those that atten...
Daniel Hetherington offered to run a seminar for the GPs who work for us to explain important changes to the NHS Pension Scheme. Dan organised the seminar and it was well attended and well received by the GPs who all found it helpful and informative. There was some initial scepticism about the ev...
The Pension seminar that was provided to our GP's was well received by those that attended. We are in the process of organising another seminar for those that could not attend the first seminar. I found the relaxed style of the seminar most enjoyable.
Thank you for coming to LCW and delivering this seminar to our GP members. The feedback has been overwhelming. The GPs found it extremely informative and I know many are looking forward to their 1:1 meetings with you. We would like to organise a seminar on a six monthly basis.
Dan Hetherington is an extremely professional and genuine individual. He ran a seminar for our consultants in an informative rather than ‘salesy' manner. He has a very broad knowledge of his subject and his presentation delivery was excellent. I was recommended to Dan by another Spire Hospital ...
Dan has been providing invaluable advice and support to GP's working in my organisation for a number of years. On a personal note he has helped me achieve a healthy work, life balance through careful financial planning. His excellent and thorough knowledge of the NHS pension scheme had enabled me...
Dan has helped me and my wife to plan for our retirement, giving me sound advice and at times constructive reflection on my plans. I have confidence in his ability. He is always honest, conscientious and responds to my concerns very promptly indeed. I can thoroughly recommend him to colleagues.
I am a Consultant Orthopaedic Surgeon living and working in Shropshire and as I am nearing retirement, I needed advice regarding pensions. I was recommended to Herald Wealth Management. I have had two meetings with Daniel Hetherington and the rather convoluted and ever changing NHS pension scheme...
Dan was recommended by a colleague. I asked him to review my NHS pension scheme as I was struggling to understand the new pension changes. He guided me through the complexities of the pensions' calculations and produced a report that was easy to understand. This helped me to make informed decisio...
I first met Dan at a meeting in Cardiff. I came away from the evening thoroughly impressed by his encyclopaedic knowledge of the NHS pension system and the fact that I came away with a much better incite into its workings and how it affected myself. As a result I set up a financial appraisal with...
I have no hesitation in recommending Dan Hetherington and his team as Herald Wealth Management. Dan has been advising me upon my pension, ISAs and other financial affairs for the past two years. His presentation and explanation of the NHS pension scheme was wonderfully clear and perhaps, for the ...
"thank you very much" to you and your team for your kind hospitality last night. We really enjoyed the play and the refreshments and the setting (with dry weather!) was absolutely magical. I dare say your ears were burning as amongst all the chit chat there was a recurring theme around the high r...
I was in the process of sorting out my family's financial affairs with other providers in whom I wasn't convinced they had my best interests at heart and I had doubts about what products they were pushing my way. I attended a seminar with Dan and his team to try and broaden my knowledge and se...
Having known Dan for a number of years through my job, it has only been in the last few years I sought his expert advice with regards to pensions and other financial investments. I have been more than pleased with the expert advice, guidance given and future planning. I have no hesitation in r...
Thank you for hosting a professional yet friendly and approachable Pensions evening for our hospital. The attendees found it very interesting and informative.
Dan provides first class service. He knows his products well, has great market knowledge and is able to provide clear and straightforward advice on complex issues. He is also very friendly and puts you at ease when discussing your financial affairs. He also listens to your concerns and answers al...
I'm now much happier with my pension under the management of yourself and St. James's Place. Hitting middle age has heightened my anxiety for security given the stock market performance in recent years and the structure of the St. James's Place Fund Managers has given me peace of mind. The advice...
I am a Consultant Orthopaedic Surgeon living and working in Shropshire and as I am nearing retirement, I needed advice regarding pensions. I was recommended to Herald Wealth Management. I have had two meetings with Daniel Hetherington and the rather convoluted and ever changing NHS pension scheme...
Dan is the consummate professional with an excellent all round knowledge regarding investing and protecting your capital. I have known him for many years and consider him a close and trusted Advisor to whom I am able to turn for sound and timely advice. He demonstrates obvious integrity and has o...
In the two years we have known Daniel Hetherington, we have found his attitude to be most refreshing. He explains complex issues with regards to pensions etc. in a matter of fact no – nonsense manner. His knowledge is comprehensible and impressive. He has helped us immensely in re-organizing ou...
It gives me a great pleasure to say that I have been with Mr Daniel Hetherington for the last two years and Daniel looks after me and my whole family's financial needs. This includes my pension/ISA and other investments. Daniel is such an honest person who always puts me and my family's intere...
The great thing about meeting Daniel is that he really, really understands the complexities of the NHS Pension Scheme, and he communicates this in an easy to understand manner. There is also no pressure to take out additional policies.
I first met Daniel at a presentation given by him to Spire Hospital consultants concerning pensions. Following this I arranged a meeting to discuss my pension provision and savings. He has given me excellent advice with no “hard sellâ€. I feel much better informed on the complex and ever ch...
I trust Dan's advice and feel my finances are in safe hands. I am impressed by his professionalism and knowledge. He is able to put complex information in simple terms, and I always get a speedy, clear answer to my queries. I would recommend his services to anyone.
Dan gave a clear, informative presentation on pensions at a seminar at our hospital. There was no hard sell and I arranged a private meeting with him to discuss my own arrangements. I was provided with a clear picture of my current NHS pension and the implications of the recent changes. I look fo...
Dan has a thorough knowledge and clear presentation style. He has put a lot of effort into optimizing our financial position and this is already bearing fruit.
Dan was recommended to me by a colleague at another Spire Hospital and in an ever changing economic climate, an evening seminar on the NHS Pension proved extremely popular with both our consultants and local GP community. The evening was very successful and Dan received excellent feedback from al...
Daniel attended Spire Cheshire Hospital to present to a group of our consultants on the recent changes to pension legislation for NHS professionals. I found Daniel to be professional, knowledgeable and engaging. Feedback from the consultants has been equally positive and hence I would have no ...
Daniel Hetherington ran a seminar on the recent changes to pension legislation and the effects on members of the NHS Pension Scheme. The seminar ran smoothly and the consultants found it very useful.
Daniel Hetherington recently provided two seminars, one for our employees and another for the GP's. The subject was, “The recent changes to pension legislation and its effects on members of the NHS Pension Schemeâ€. The seminar was very professionally run and the feedback from those that atten...
Daniel Hetherington offered to run a seminar for the GPs who work for us to explain important changes to the NHS Pension Scheme. Dan organised the seminar and it was well attended and well received by the GPs who all found it helpful and informative. There was some initial scepticism about the ev...
The Pension seminar that was provided to our GP's was well received by those that attended. We are in the process of organising another seminar for those that could not attend the first seminar. I found the relaxed style of the seminar most enjoyable.
Thank you for coming to LCW and delivering this seminar to our GP members. The feedback has been overwhelming. The GPs found it extremely informative and I know many are looking forward to their 1:1 meetings with you. We would like to organise a seminar on a six monthly basis.
Dan Hetherington is an extremely professional and genuine individual. He ran a seminar for our consultants in an informative rather than ‘salesy' manner. He has a very broad knowledge of his subject and his presentation delivery was excellent. I was recommended to Dan by another Spire Hospital ...
Accreditations
Prestigious industry status recognises the value I place on my development and gives clients the confidence that they are supported by one of the UK’s leading wealth professionals.
Click on the accreditations for more information
The Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services, more details of which are set out on the Group’s website www.sjp.co.uk/products. The ‘St. James's Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James's Place representatives.
