Your Total Reward Statement (TRS) is a personalised summary from NHS Pensions, showing your accrued pension benefits, contributions, and other employment-related rewards. It’s a vital document for retirement planning and assessing tax implications.

Accessing your TRS

Your TRS should be available online via your NHS Pensions member portal. You’ll need your NHS login credentials to view or download the statement.

Your TRS updates annually, and so it should be reviewed regularly as it provides the foundation for pension and retirement planning.

How We Use Your TRS

In our NHS Pension Review, we analyse your most up-to-date TRS to:

• Confirm accrued benefits and future projections
• Assess potential Annual Allowance charges
• Ensure your retirement options are optimised
• Integrate your NHS benefits with wider financial planning objectives.

The levels and bases of taxation, and reliefs from taxation, can change at any time. The value of any tax relief is generally dependent on individual circumstances.